For many people selling their home is a stressful experience. When you are ready to sell, my goal is to help you sell your home for top dollar, with the least amount of inconvenience to you.

In order to do that, we need to price the property accurately for the marketplace. Another item to consider is the condition of the property. Many buyers are working long hours and want a home that is ready to move into. Proper pricing and a home that is in 'show shape' will help you sell your home more quickly, eliminating some of the hassles and maximizing your profits.

The Internet is one of the most powerful marketing tools available. That means home buyers are well aware of what properties are available on the market and the prices they are selling for. Therefore, now more than ever, pricing is the key to selling your home.

My commitment to you is to accompany and guide you through all the phases of selling your home to make your move as smooth and enjoyable as possible.

Short Sales

With unemployment figures in the double digits, many people in Cape Coral, Fort Myers, Marco island area are finding it increasingly difficult to manage their financial situations.  We’ve had people ask us what their best options are when it comes to relieving this stressful situation.  With bills mounting and mortgage payments relentlessly looming over your shoulder every single month, sometimes it may seem that there is no way out.  While every situation is different, most cases we see qualify for a Short Sale. Here is some of the information you need to know.

What is a Short Sale?

A Short Sale is a Lender’s voluntary acceptance of less money than is owed to allow a property to be sold as an alternative to foreclosure.

Why would a homeowner opt for a Short Sale over a Foreclosure?

Simply put, a Short Sale will prevent a foreclosure from appearing on the homeowner’s credit report.  If the home is foreclosed on and the mortgage company is not able to sell the home for what is owed on it and recoup all of their costs, the homeowner is still obligated for the difference.  In addition, the Lender will tack on the arrearage, interest charges, legal fees, listing charges, and maintenance costs of the home while it is up for sale.  Our goal in a Short Sale is to convince the lender to release the homeowner from their mortgage without additional responsibility.  Furthermore, we look to negotiate the terms of the settlement to “Paid as agreed” which minimizes credit implications.  Most importantly, we help you avoid foreclosure and its devastating impact on your credit and your life.

Why would a Lender approve a Short Sale?

If the Lender believes the Short Sale offer is better than what they would net if they took the property back at foreclosure and sold it themselves, they will most likely approve a Short Sale.  The costs of taking a property back in foreclosure are tremendous for the Lender, including accrued interest, attorney’s fees, listing charges, and maintenance costs.  Simply put, banks are not in the business of moving or maintaining properties.

Why shouldn’t I attempt the Short Sale myself?

Please call or email me if you have any questions.